Umbrella Insurance

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Umbrella Insurance

Extra Protection for Life’s Unexpected Moments

An extra layer of financial security when you need it most.


Standard policies only cover so much—but an umbrella insurance policy provides additional liability protection beyond your auto, home, and renters insurance.


  • Extra coverage for personal injury & property damage claims
  • Protects against lawsuits & legal fees
  • Affordable rates for high-limit protection

Why Should You Consider Umbrella Insurance?

Increased Liability Coverage

  • Extends coverage beyond your standard policy limits
  • Protects against large lawsuits & damages
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A family is loading luggage into the back of a car.

Covers Personal Injury Claims

  • Medical expenses for injuries occurring on your property
  • Covers slander & defamation lawsuits

Protection for High-Risk Situations

  • Rental property owners
  • High-net-worth individuals
  • Households with teen drivers
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Umbrella Insurance FAQs

  • Do I need umbrella insurance?

    If you own property, have significant assets, or engage in activities with liability risks, umbrella insurance is a smart investment.

  • How much extra coverage does an umbrella policy provide?

    Most policies start at $1 million in extra liability protection and go higher based on your needs.

Get Extra Protection with Umbrella Insurance!

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Tailored Coverage

Plans that fit your needs & budget

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 Local Expertise

Serving Buffalo, Rochester & surrounding areas

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Top-Rated Providers

Access to multiple carriers for the best rates

Call (585) 663-1810 or request a free quote now!