Farm and Ranch Insurance

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Farm & Ranch Insurance

Protect Your Land, Livelihood & Livestock

Comprehensive Coverage for Western NY Farms & Ranches


Farming and ranching come with unique risks, from weather damage to equipment breakdowns. At Ryan Ferraro Agency, we specialize in tailored farm and ranch insurance policies designed to protect your property, equipment, livestock, and financial future.


  • Coverage for farm structures, crops & equipment
  • Protection against liability risks & business interruptions
  • Custom policies for small farms & large agricultural operations

What’s Included in Farm & Ranch Insurance?

Property & Equipment Coverage

  • Protects barns, silos, and storage buildings
  • Covers tractors, irrigation systems, and essential machinery
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Pro Tip:

Equipment breakdown coverage can help replace or repair expensive machinery.

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Crop & Livestock Protection

  • Coverage for lost or damaged crops due to weather, fire, or disease
  • Protects cattle, horses, poultry, and other farm animals
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Pro Tip:

If a storm wipes out your crops, this policy helps cover financial losses.

Liability & Worker Protection

  • Protection if someone is injured on your farm
  • Coverage for employee injuries or equipment-related accidents
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Did you know? 

If you sell farm products, product liability insurance can protect against foodborne illness claims.

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Farm & Ranch Insurance FAQs

  • Do I need farm insurance if I run a small family farm?

    Yes! Even small farms face risks, from storm damage to injuries on your land.

  • Does farm insurance cover natural disasters?

    Most policies include weather-related losses, but flood and earthquake coverage may require additional policies.

Protect Your Farm & Future Today!

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Tailored Coverage

Plans that fit your needs & budget

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 Local Expertise

Serving Buffalo, Rochester & surrounding areas

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Top-Rated Providers

Access to multiple carriers for the best rates

Call (585) 663-1810 Today or request a free quote now!