Auto Insurance

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Drive with Confidence – Get the Right Auto Insurance

Auto Insurance

Protection for You, Your Vehicle & Everyone on the Road


A car accident can happen in seconds, but the right auto insurance ensures you’re covered financially. At Ryan Ferraro Agency, we offer customized car insurance policies that provide peace of mind, whether you’re commuting to work in Buffalo, road-tripping through Rochester, or anywhere in between.


  • Liability, collision & comprehensive coverage
  • Affordable policies tailored to your driving habits
  • Local support & claims assistance when you need it

Understanding Your Auto Insurance Coverage

Liability Coverage

Required by law, liability insurance covers:


  • Bodily injury – Medical expenses if you’re at fault in an accident
  • Property damage – Repairs for another driver’s vehicle
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A person is driving a car down a desert road.

Collision Coverage

Covers the cost of repairs or replacement if your vehicle is damaged in an accident—regardless of who was at fault.

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Great for:

Newer cars, high-value vehicles, and added peace of mind.

Comprehensive Coverage

Protects against non-collision damages, including:


  • Theft
  • Vandalism
  • Fire
  • Falling objects
  • Weather damage
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Ideal for:

Anyone who wants full protection beyond accidents.

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Two women are sitting in a car with their arms in the air.

Uninsured/Underinsured Motorist Coverage

If another driver doesn’t have insurance, this ensures you’re still covered for medical expenses and vehicle damage.

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Did you know?

1 in 8 drivers in the U.S. is uninsured!

Auto Insurance FAQs

  • How much auto insurance do I need?

    State laws require liability insurance, but we recommend adding collision and comprehensive coverage for full protection.

  • Does my policy cover rental cars?

    Many policies extend coverage to rental cars, but it’s best to confirm with your agent.

  • Can I bundle my auto insurance with other policies?

    Yes! Bundling home and auto insurance can save you money.

Get on the Road with Confidence!

Don’t drive unprotected—get the right auto insurance policy today.

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Tailored Coverage

Plans that fit your needs & budget

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 Local Expertise

Serving Buffalo, Rochester & surrounding areas

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Top-Rated Providers

Access to multiple carriers for the best rates

Call (585) 663-1810 Today or request a free quote now!