Commercial Vehicles Insurance

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Commercial Vehicles Insurance

Keep Your Business Moving with Commercial Auto Coverage

Insurance for Company-Owned Vehicles & Fleets


If your business owns, leases, or uses vehicles for work, you need commercial vehicle insurance to protect your assets, drivers, and business from financial risks.


  • Coverage for delivery vans, service trucks & company cars
  • Protection against accidents, theft & weather damage
  • Liability coverage for business-related driving risks

What Does Commercial Auto Insurance Cover?

Liability Coverage

  • Pays for injuries and property damage if your driver causes an accident
  • Covers medical expenses & legal fees
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Example:

If one of your employees crashes a delivery van, this coverage protects your business from costly lawsuits.

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Physical Damage Coverage

  • Covers damage to company vehicles caused by accidents, theft, vandalism & natural disasters
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Pro Tip:

If you lease company vehicles, the lender may require this coverage.

Uninsured/Underinsured Motorist Protection

  • Protects your business if an uninsured driver causes an accident
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Did you know? 

Commercial auto insurance is tax-deductible for business use.

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Commercial Vehicle Insurance FAQs

  • Who needs commercial auto insurance?

    If you use a vehicle for work, such as contractors, delivery drivers, landscapers, and sales reps, you need a business auto policy.

  • Is personal auto insurance enough for work-related driving?

    No—personal policies do not cover business-related accidents.

Keep Your Business on the Road with the Right Coverage!

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Tailored Coverage

Plans that fit your needs & budget

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 Local Expertise

Serving Buffalo, Rochester & surrounding areas

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Top-Rated Providers

Access to multiple carriers for the best rates

Call (585) 663-1810 or request a free quote now!