As winter approaches, it's essential for New York homeowners to prepare for the cold months ahead. The harsh winters in our region can be demanding, but a few proactive steps can keep your home safe and warm while helping you avoid costly insurance claims later.

Seal Gaps Around Windows and Doors

 

New York's winter winds can be biting. Sealing gaps in your windows and doors will help retain heat and reduce energy bills. Ensure all seals are intact to keep the cold at bay.

Clean Out Your Gutters

 

With the heavy snowfalls typical of New York, clean gutters are crucial to prevent ice dams and water backup. Removing leaves and debris can save you from potential water damage when the snow melts.

Boost Indoor Air Quality

 

Using HEPA filters or MERV 13+ filters in your HVAC system or portable units can capture viruses, dust, and allergens, which is particularly beneficial during the dry winter months.

Document Your Home Digitally

 

Create a video walkthrough of your belongings. This documentation is invaluable for streamlining any potential insurance claims, offering peace of mind should winter storms cause any damage.

Insulate Exposed Pipes

 

Freezing temperatures can cause pipes to burst, leading to costly repairs. Protect pipes in basements or exterior walls to prevent freezing.

Update Smart Thermostat Settings

 

New York winters mean heating systems work harder. Smart thermostats can help maintain comfort by adjusting between 68°F and 70°F, optimizing energy usage.

Schedule a Heating System Checkup

 

An annual heating system inspection ensures that you're ready for any cold snap. Regular maintenance prevents unexpected breakdowns during peak cold times.

Clear and Check Solar Panels

 

If you have solar panels, make sure to clear snow post-storms to maintain efficiency. Activate winter modes to ensure optimal performance during shorter daylight hours.

Taking these steps can make a significant difference in maintaining your home's safety and efficiency during the harsh New York winters. If you have questions about your homeowners insurance policy or need a review to ensure you're covered for the winter season, we're here to help. Contact us for more information.